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Medical Insurance

Medical Insurance

All full-time status residential students (students living in Moody-owned housing) on the Chicago campus, international students on all campuses (living on-campus and off-campus), and all BSMAT students attending on-campus courses are required to be covered by Moody’s health insurance plan or an approved alternate plan for the entire time that they are enrolled as a student, including breaks between semesters. Students are responsible for full compliance with all terms and conditions of their insurance policy, for following the payment policy of the health care provider, office, clinic, or hospital from which they receive services, and any expenses not covered by their insurance (deductibles, copayments, excluded items and services, etc.) This may mean that payment is required at the time of service. All required students will be automatically enrolled in Moody Student Insurance and charged the individual plan premium unless a waiver is received every semester.

Commuter students are eligible to participate in Moody’s health insurance plan provided that one or more of the following conditions apply: Full-time status; students completing their student teaching requirements; or graduating seniors in their final semester. All international students with F-1 status, their spouses, and dependent children are required to carry health insurance when those dependents are living with the student, and may not waive Moody’s health insurance plan. Dependent coverage is only available for international students.

Listed below are the prices for Moody’s student health insurance plan for the 2021–2022 academic year. A separate $20 insurance handling fee is assessed to each student, per semester, whether Moody insurance is taken or waived.

Insurance Premium
Policy Fall 2021 Spring and Summer 2022
Student $765 $1,189
Additional family member
(international only)
$765 each $1,189 each


Please note the following:

  • If both husband and wife are students, they will each be enrolled under the individual plan.
  • Waivers submitted after August 1 (fall) and December 19 (spring) will be subject to a $10 late form fee. Please note that waivers submitted after this date may not be accepted and/or be able to be processed.
  • Waivers submitted after this date may not be accepted and/or be able to be processed.
  • Students who withdraw 31 days after August 11, 2021 (Fall) or January 1, 2022 (Spring) will not be refunded for the insurance premium.